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How will obamacare affect vein treatment?

This question was asked in Manhattan, New York and has 6 answer(s) as of 01/20/2014.
I waited all year and did not act on seeking treatment for my leg veins. My insurance plan does not meet the minimum standard of obamacare and is going to be discontinued. How do you think obamacare will affect the cost of treatment for varicose veins and will all health insurance plans that meet the minimum standards cover it?


Doctors Answers (6)

At this point varicose vein treatment is still a covered benefit under medicare and most private insurance plans. With Obmacare, your deductibles are likely to triple which will mean a much higher out of pocket cost but the procedure should still be covered.

The answer to your question is unknown and remains to be played out. Basically, I would not recommend waiting for Obamacare to treat a vein problem.

As a doctor, I have no real answers to insurance and government programs that are highly confusing and prone to frequent changes and unpleasant surprises. Doctors seem to be out of the discussion on insurance and "Obamacare" so we have to take the same wait and see what will happen as our patients will have to do. The trend across the entire medical treatment spectrum is that you can still get the treatment(s) you need/want if you can afford to pay out of pocket, but if you are dependent on some insurance, you need to be asking the insurance companies very specific questions about treatments you may be considering/required, especially before you buy the plan.

Great question. But the answer is, it depends. It is likely that treatment of vein disease is part of minimum standards under Obamacare. However, insurance companies are writing policies with ever higher deductibles and coinsurances so even the gold or platinum level plans will have pretty high deductibles, so even when things are covered, they have a pinch to the wallet. Second, some insurance plans are trying to call more and more vein disease cosmetic concerns. This have been going on for decades, but this is really getting bad. So insurance companies will always have wiggle room when they say they cover vein disease and then construct elaborate hurdles to make it qualify as a medical condition to them.

The ACA is impossible to understand in predicting future benefits. The customary vein treatments will probably be covered, but that is just a guess. If you have concerns, make an appointment sooner rather than later.

That is a tough question and not one that probably anyone knows at this time. I don't believe anyone has read the 6000 pages involved. However, there will be no pre-existing conditions on policies which is a plus. The downside may be the pre-required conservative therapy requirements may be tighter. Currently you may have to do this (exercise, elevate legs, take anti-inflammatory NSAIDs, lsoe weight wear medical grade compression hose) for 6 weeks to 6 months but the new law may delay treatment for many people and they will not benefit or improve by doing this process. I would advise you to be doing these things before you receive an evaluation.

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